{"id":160,"date":"2024-07-30T17:27:24","date_gmt":"2024-07-30T17:27:24","guid":{"rendered":"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/"},"modified":"2024-07-30T17:27:24","modified_gmt":"2024-07-30T17:27:24","slug":"fintech-milzinas-stripe-ir-toliau-perka","status":"publish","type":"post","link":"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/","title":{"rendered":"\u201eFintech\u201c mil\u017einas \u201eStripe\u201c ir toliau perka"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p id=\"speakable-summary\" class=\"wp-block-paragraph\">Sveiki atvyk\u0119 \u012f <a href=\"https:\/\/techcrunch.com\/tag\/techcrunch-fintech\/\" target=\"_blank\" rel=\"noreferrer noopener\">TechCrunch Fintech<\/a>!  \u0160i\u0105 savait\u0119 ap\u017evelgsime \u201eStripe\u201c lengv\u0105 \u012fsigijim\u0105, \u201efintech\u201c vaidmen\u012f naujausiame \u201eClio\u201c padidinime, naujausi\u0105 su skaitmenin\u0117s bankininkyst\u0117s startuoliu \u201eMercury\u201c ir dar daugiau. <\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Nor\u0117dami gauti \u201eTechCrunch\u201c did\u017eiausi\u0173 ir svarbiausi\u0173 \u201efintech\u201c istorij\u0173 santrauk\u0105, kuri \u012f j\u016bs\u0173 gautuosius b\u016bt\u0173 pristatyta kiekvien\u0105 antradien\u012f 8.00 val. PT, <\/em><a href=\"https:\/\/techcrunch.com\/newsletters\/\">prenumeruoti \u010dia<\/a>.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/#Didzioji_istorija\" >Did\u017eioji istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/#Savaites_analize\" >Savait\u0117s analiz\u0117<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/#Doleriu_ir_centu\" >Doleri\u0173 ir cent\u0173<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/#Ka_dar_rasome\" >K\u0105 dar ra\u0161ome<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/europaskolos.lt\/index.php\/2024\/07\/30\/fintech-milzinas-stripe-ir-toliau-perka\/#Didelio_susidomejimo_antrastes\" >Didelio susidom\u0117jimo antra\u0161t\u0117s<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-the-big-story\"><span class=\"ez-toc-section\" id=\"Didzioji_istorija\"><\/span>Did\u017eioji istorija<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\">Mok\u0117jim\u0173 mil\u017einas<strong> Juostel\u0117<\/strong> jau tre\u010di\u0105 kart\u0105 \u012fsigijo per pastaruosius 14 m\u0117nesi\u0173 ir bent jau <a href=\"https:\/\/www.crunchbase.com\/organization\/stripe\/company_financials\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">I\u0161 viso 15<\/a> per vis\u0105 savo gyvavimo laikotarp\u012f, i\u0161skirtinai prane\u0161\u0117 \u201eTechCrunch\u201c.  Juostel\u0117 <a href=\"https:\/\/techcrunch.com\/2024\/07\/26\/stripe-acquires-payment-processing-startup-lemon-squeezy\/\">pasi\u0117m\u0117 13 asmen\u0173 Lemon Squeezy<\/a>, prekybininkas, kuris apskai\u010diuoja ir moka pasaulin\u012f pardavimo mokest\u012f u\u017e skaitmeninius produktus, tvarko teisin\u012f apdorojim\u0105 ir mokes\u010dius kiekvienoje \u0161alyje.  Startuolis pirmiausia aptarnavo SaaS ir programin\u0117s \u012frangos versl\u0105.  Visada \u012fdomu, kai didesnis \u201efintech\u201c \u012fsigyja ma\u017eesn\u012f konkurent\u0105.  Skelbdamas apie \u012fsigijim\u0105 \u201eX\u201c, \u201eStripe\u201c generalinis direktorius Patrickas Collisonas sak\u0117, kad \u201eStripe\u201c \u201eketins platinti \u012fra\u0161\u0173 pardavimo prekybinink\u0105\u201c.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-analysis-of-the-week\"><span class=\"ez-toc-section\" id=\"Savaites_analize\"><\/span>Savait\u0117s analiz\u0117<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\">A\u0161 nagrin\u0117jau Kanados teis\u0117s technologijas <strong>Clio<\/strong> jau kelet\u0105 met\u0173.  Taigi man buvo ypa\u010d \u012fdomu, kai pra\u0117jusi\u0105 savait\u0119 bendrov\u0117 paskelb\u0117 apie tai <a href=\"https:\/\/techcrunch.com\/2024\/07\/23\/clio-raises-900m-at-a-3b-valuation-plans-to-double-down-on-ai-and-fintech\/\">surinko 900 milijon\u0173 doleri\u0173, \u012fvertinus 3 milijardus doleri\u0173<\/a> (vadovaujama naujojo r\u0117m\u0117jo New Enterprise Associates, kuri vien surinko daugiau nei 500 mln. USD).  Dar labiau susidom\u0117jau, kai su\u017einojau, kad pagrindinis investuotoj\u0173 susidom\u0117jimo veiksnys yra \u012fterptieji fintech.  \u201eClio\u201c prad\u0117jo integruoti mok\u0117jimus \u012f savo pasi\u016blym\u0105 2022 m. ir nuo to laiko ARR i\u0161augo iki daugiau nei 200 mln. <a href=\"https:\/\/betakit.com\/legaltech-unicorn-clio-now-also-a-centaur-after-hitting-100-million-usd-in-arr-milestone\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">100 milijon\u0173 doleri\u0173 ARR<\/a> 2022 m. bir\u017eelio m\u0117n. Ir tai pelninga!  Fintech u\u017e pergal\u0119!<\/p>\n<p class=\"wp-block-paragraph\">Klausykite, kaip \u201eEquity\u201c komanda i\u0161skaido sandor\u012f \u010dia:<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-dollars-and-cents\"><span class=\"ez-toc-section\" id=\"Doleriu_ir_centu\"><\/span>Doleri\u0173 ir cent\u0173<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\"><strong>MNT-Halanas<\/strong>, fintech vienaragis i\u0161 Egipto, konsolidavimosi \u017eygyje.  Mikrofinans\u0173 ir mok\u0117jim\u0173 prad\u017eia turi <a href=\"https:\/\/techcrunch.com\/2024\/07\/26\/egypts-mnt-halan-banks-157-5m-gobbles-up-a-fintech-in-turkey-to-expand\/\">surinko 157,5 mln<\/a> ir i\u0161 dalies naudoja pinigus kito fintech \u201eTam Finans\u201c \u012fsigijimui finansuoti, siekiant pl\u0117stis \u012f Turkij\u0105.<\/p>\n<p class=\"wp-block-paragraph\"><strong>Tigro vabalas<\/strong>kuri suk\u016br\u0117 atvirojo kodo duomen\u0173 baz\u0119, skirt\u0105 finansini\u0173 operacij\u0173 internetu apdorojimui, neseniai u\u017edaryta <a href=\"https:\/\/techcrunch.com\/2024\/07\/23\/tigerbeetle-is-building-database-software-optimized-for-financial-transactions\/\">24 milijon\u0173 doleri\u0173 vert\u0117s A serijos turas<\/a> vadovauja Natalie Vais i\u0161 \u201eSpark Capital\u201c, dalyvaujant \u201eAmplify Partners\u201c ir \u201eCoil\u201c.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-what-else-we-re-writing\"><span class=\"ez-toc-section\" id=\"Ka_dar_rasome\"><\/span>K\u0105 dar ra\u0161ome<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\">Skaitmenin\u0117s bankininkyst\u0117s prad\u017eia <strong>Merkurijus<\/strong> pasak\u0117, kad nebeaptarnauja JAV nuolatini\u0173 klient\u0173, kuri\u0173 verslo ir gyvenamosios vietos adresai yra i\u0161 tam tikr\u0173 \u0161ali\u0173, \u012fskaitant Ukrain\u0105 ir Nigerij\u0105, <a href=\"https:\/\/techcrunch.com\/2024\/07\/23\/mercury-bank-fintech-sanctions-ukraine-nigeria\/\" target=\"_blank\" rel=\"noreferrer noopener\">judesys<\/a> tai nuli\u016bdino steig\u0117jus ir investuotojus.  Nuo to laiko Mercury atsisak\u0117 pretenzij\u0173 ir parei\u0161k\u0117 TechCrunch, kad tai buvo \u201eklaida\u201c ir kad politikos pakeitimas taikomas tik Ukrainoje gyvenantiems steig\u0117jams, o ne steig\u0117jams, gyvenantiems JAV ir turintiems Ukrainos pas\u0105.  Matydamas galimyb\u0119, konkurentas <strong>Brex<\/strong> puol\u0117 pabandyti pad\u0117ti Ukrainos steig\u0117jams.<\/p>\n<p class=\"wp-block-paragraph\"><strong>CRED<\/strong>Indijos fintech startuolis, turi <a href=\"https:\/\/techcrunch.com\/2024\/07\/24\/cred-launches-personal-finance-manager-for-indias-affluent\/\">i\u0161leido nauj\u0105 funkcij\u0105<\/a> tai pad\u0117s klientams valdyti ir \u012fgyti gilesni\u0173 \u012f\u017evalg\u0173 apie savo pinig\u0173 srautus, nes startuolis siekia paskatinti \u012fsitraukim\u0105 naudodamasis asmenini\u0173 finans\u0173 \u012frankiais. <\/p>\n<p class=\"wp-block-paragraph\"><strong>Revolut<\/strong> buvo <a href=\"https:\/\/techcrunch.com\/2024\/07\/25\/revolut-receives-much-awaited-uk-banking-license\/\">suteikta banko licencija<\/a> i\u0161 JK rizikos ribojimo reguliavimo institucijos (PRA) Tai svarbus etapas Londone \u012fsik\u016brusiai fintech \u012fmonei, ypa\u010d d\u0117l to, kad ji band\u0117 u\u017esitikrinti \u0161i\u0105 licencij\u0105. <a href=\"https:\/\/techcrunch.com\/2021\/01\/11\/revolut-applies-for-uk-banking-license\/\">nuo 2021 m<\/a>.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-high-interest-headlines\"><span class=\"ez-toc-section\" id=\"Didelio_susidomejimo_antrastes\"><\/span>Didelio susidom\u0117jimo antra\u0161t\u0117s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/news.crunchbase.com\/fintech-ecommerce\/global-funding-down-q2-2024\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Pasaulinis finansini\u0173 paslaug\u0173 finansavimas per pastaruosius 5 ketvir\u010dius sul\u0117t\u0117jo<\/a><\/p>\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/fortune.com\/2024\/07\/25\/jack-dorsey-block-square-cash-app-entire-reorg-disruptive-uncomfortable-internal-memo\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Jackas Dorsey ruo\u0161iasi pertvarkyti Block\u0105 pertvarkoje, jis persp\u0117ja, kad gali jaustis \u201edidelis ir trikdantis arba nepatogiai\u201c \u2013 vidin\u0117 atmintis<\/a><\/p>\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.financemagnates.com\/forex\/robinhood-expands-features-with-joint-investing-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Robinhood i\u0161ple\u010dia funkcijas su bendromis investavimo s\u0105skaitomis<\/a><\/p>\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.euronews.com\/next\/2024\/07\/24\/europes-rival-to-visa-and-mastercard-soon-to-roll-out-in-belgium\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Europos konkurentas su Visa ir Mastercard netrukus pasirodys Belgijoje<\/a><\/p>\n<p class=\"wp-block-paragraph\"><a rel=\"nofollow\" href=\"https:\/\/www.finextra.com\/pressarticle\/101641\/nova-credit-adds-credit-karma-co-founder-nichole-mustard-to-board\">\u201eNova Credit\u201c \u012f valdyb\u0105 \u012ftrauk\u0117 \u201eCredit Karma\u201c \u012fk\u016br\u0117j\u0105 Nichole Mustard<\/a> (TC padeng\u0117 paskutin\u012f startuolio pak\u0117lim\u0105 <a href=\"https:\/\/techcrunch.com\/2023\/10\/17\/nova-credit-lands-45m-in-funding-to-grow-its-cross-border-and-alternative-data-credit-products\/\">\u010dia<\/a>.)<\/p>\n<p class=\"wp-block-paragraph\"><a rel=\"nofollow\" href=\"https:\/\/www.finextra.com\/newsarticle\/44494\/unicredit-to-acquire-banking-as-a-service-venture-vodeno-and-belgian-digital-bank-aion\">\u201eUniCredit\u201c \u012fsigys bankininkyst\u0117s kaip paslaugos \u012fmon\u0119 \u201eVodeno\u201c ir Belgijos skaitmenin\u012f bank\u0105 \u201eAion\u201c.<\/a><\/p>\n<p class=\"wp-block-paragraph\"><em>Norite susisiekti su patarimu?  Ra\u0161ykite man el. lai\u0161k\u0105 adresu maryann@techcrunch.com arba atsi\u0173skite man prane\u0161im\u0105 \u201eSignal\u201c numeriu 408.204.3036.  Taip pat galite i\u0161si\u0173sti prane\u0161im\u0105 visai \u201eTechCrunch\u201c komandai adresu tips@techcrunch.com.  Nor\u0117dami u\u017etikrinti saugesn\u012f ry\u0161\u012f, <\/em><a href=\"https:\/\/techcrunch.com\/tips\/\"><em>spustel\u0117kite \u010dia nor\u0117dami susisiekti su mumis<\/em><\/a><em>kuri apima SecureDrop (<\/em><a href=\"https:\/\/techcrunch.com\/securedrop\/\"><em>instrukcijos \u010dia<\/em><\/a><em>) ir nuorodos \u012f \u0161ifruotas prane\u0161im\u0173 siuntimo programas.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/techcrunch.com\/2024\/07\/30\/fintech-giant-stripe-keeps-on-buying\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sveiki atvyk\u0119 \u012f TechCrunch Fintech! \u0160i\u0105 savait\u0119 ap\u017evelgsime \u201eStripe\u201c lengv\u0105 \u012fsigijim\u0105, \u201efintech\u201c vaidmen\u012f naujausiame \u201eClio\u201c padidinime, naujausi\u0105 su skaitmenin\u0117s bankininkyst\u0117s startuoliu \u201eMercury\u201c ir dar daugiau. Nor\u0117dami gauti \u201eTechCrunch\u201c did\u017eiausi\u0173 ir svarbiausi\u0173 \u201efintech\u201c istorij\u0173 santrauk\u0105, kuri \u012f j\u016bs\u0173 gautuosius b\u016bt\u0173 pristatyta kiekvien\u0105 antradien\u012f 8.00 val. PT, prenumeruoti \u010dia. Did\u017eioji istorija Mok\u0117jim\u0173 mil\u017einas Juostel\u0117 jau tre\u010di\u0105 kart\u0105 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technologijos-programine-iranga-prietaisai"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/posts\/160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/comments?post=160"}],"version-history":[{"count":0,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/posts\/160\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/media\/161"}],"wp:attachment":[{"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/media?parent=160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/categories?post=160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/europaskolos.lt\/index.php\/wp-json\/wp\/v2\/tags?post=160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}